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By: Jai Catalano

Very true. The IRA is one of those things that you feel like kicking yourself in the arse once you get out of your twenties. WTF didn’t I start then… ARRRRHHH!!!

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By: Stephanie @ Empowered Dollar

Expanding on #16, I think I (being in my 20’s still) realize more and more that the tables have turned and I need to start helping out my parents financially now! Better start saving up for that...

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By: Eddie

Great list! My favorite are #14, and #19.

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By: thethriftyspendthrift

Good list. The only thing I would worry about for #4 is if I had a child who was very prone to being sick. If you don’t have insurance or if you don’t have very good insurance, having a very, very sick...

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By: Poor Student

I don’t know if I understand your purpose but I (20 years old) am not really concerned with my children’s life insurance. That likely wouldn’t affect me for another 15 years. And as long as you are 20,...

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By: Dannielle @ Odd Cents

I have to show this to my brother. I especially liked 12, 16, 17, 19 and 20.

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By: Squeezer @Personal Finance Success

I think that #14 is the most important one. Cars are expensive and have maintenance and tax costs.

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By: presse PMU

“16. Mom and dad will not be there forever to help you.” This is so true … My father died last year, and even though I now have more than 40 years our parents so lacking when they are gone. Regards,...

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By: Roger

I appreciate your style and ease to deal with this issue? A full article on which I will undoubtedly support for my next article. Regards, Roger .

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By: Amin

Checking the list, I found a lot of errors that I can correct in my finances. Thanks for sharing them, it really means a lot to a 20-something guy like me.

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